Reviews & Comparisons

ForeverCar Review: Is It a Good Extended Warranty Option?

ForeverCar Review: Is It a Good Extended Warranty Option?

Independent research. Autwary does not use affiliate links, earn commissions or accept payment for rankings. How we review

This ForeverCar review looks at the plans, pricing and claims process in plain terms.

Status update: ForeverCar has stopped selling new extended warranty plans. This review is kept online for existing customers and for comparison purposes. If you’re shopping for a new plan, see our current top 10 ranking.

Short answer: is ForeverCar legit, and can you still buy it? ForeverCar was a legitimate extended warranty seller with strong reviews (an A+ BBB rating and about 4.8/5 on Trustpilot across roughly 5,300 reviews when we researched it), and it was acquired by its investor TruStage in late 2020. But it no longer sells new plans: Coverager reported in January 2024 that ForeverCar had stopped selling policies several months earlier. If you already have a contract, use the claims contact in your paperwork. If you are shopping now, compare the active providers in the table below.

While it was active, ForeverCar stood out for a subscription-style, month-to-month model and consistently affordable pricing, backed by one of the strongest customer satisfaction scores in the industry.

ForeverCar review: what the company offered

PlanCoverage
Platinum PlusExclusionary, including some wear-and-tear items like wipers and brake pads
PlatinumBumper-to-bumper style, with maintenance/wear-and-tear exclusions
GoldStated-component coverage across multiple systems
SilverPowertrain-only

A sample quote for a 2017 Ford Escape with 30,000 miles came to $55.50/month ($702/year) on the Platinum Plus plan with a $250 deductible: among the most affordable in the industry. All plans had no mileage limits and included 24-hour roadside assistance, rental car reimbursement, and travel expense coverage.

How the four tiers differed

Silver was ForeverCar’s entry-level, powertrain-only plan, covering the engine, transmission, and drive components most likely to produce a major repair bill. Gold stepped up to stated-component coverage spanning multiple additional systems, naming its covered parts explicitly rather than working from an exclusions list. Platinum was styled after a bumper-to-bumper contract, covering nearly everything except maintenance items and normal wear and tear. Platinum Plus was the most comprehensive tier and the notable outlier in the industry. It was exclusionary and specifically included some wear-and-tear items — like wiper blades and brake pads — that almost every competitor, active or discontinued, excludes as a matter of course. That detail alone made Platinum Plus worth a close look for anyone comparing plans while ForeverCar was still selling them.

Who ForeverCar was aimed at

While active, ForeverCar was a strong match for budget-focused shoppers who still wanted broad coverage — its combination of low pricing and no mileage caps across every tier was relatively rare, since many providers reserve their cheapest plans for narrower powertrain-only coverage. Its month-to-month, subscription-style billing also appealed to drivers who didn’t want to commit to a multi-year lump-sum contract upfront.

Shoppers who prioritized in-house claims administration over a broker model, or who needed same-day coverage without any waiting period, would have wanted to compare ForeverCar against providers like Endurance or olive even while it was still active. No single provider was a perfect fit for every situation, and that’s still true of the companies currently selling coverage.

Waiting period, deductibles, and how claims worked

Like most providers in this industry, ForeverCar applied a standard waiting period (commonly 30 days/1,000 miles) before a new policy could be used, and deductibles were selectable at signup. The $250 deductible in the sample quote above was a common mid-range choice, trading a slightly higher monthly payment for lower cost per repair compared to a $500 or higher deductible. Claims required pre-authorization through ForeverCar’s claims line before repair work began, consistent with standard industry practice.

The complaint pattern we found while researching this review centered on a long claims-approval process in some cases. Worth flagging even against an otherwise strong satisfaction record, since a slow approval can matter a great deal when a vehicle is sitting in a shop. If you’re a current policyholder, that’s a good reason to follow up proactively rather than waiting passively for a claims decision.

Cancellation and refund terms, while ForeverCar was active, generally followed the same pattern used across the industry. A full refund within a short initial window if no claim had been filed, and a prorated refund after that based on time or mileage used. If you’re a current policyholder considering cancellation now, the same guidance applies as with any provider — get confirmation in writing and follow up if a refund doesn’t post within a billing cycle or two.

What ForeverCar’s pricing looked like

A few scenarios illustrating how ForeverCar’s plan structure and published sample quote were positioned while it was active:

  • A 2017 Ford Escape with 30,000 miles (the published sample): $55.50/month on Platinum Plus with a $250 deductible: a useful baseline for a newer, mainstream vehicle at ForeverCar’s most comprehensive tier.
  • A 2010 sedan with 140,000 miles: Because ForeverCar had no mileage limits on any tier, this vehicle would have remained eligible for coverage regardless of tier, likely steered toward Silver or Gold given its age.
  • A driver who wanted wear-and-tear items covered: Platinum Plus’s inclusion of items like wiper blades and brake pads was a genuine rarity in this industry. Most plans, from any provider, exclude routine wear items entirely regardless of tier.
  • A shopper who preferred month-to-month billing over a multi-year lump sum: ForeverCar’s subscription-style structure was a point of differentiation worth comparing against a still-active provider like Omega Auto Care, which also offers month-to-month billing today.
  • A rideshare or delivery driver logging high annual mileage: With no mileage limits on any tier, ForeverCar would have remained a viable option long after providers with a hard mileage cap stopped offering new coverage on the same vehicle.
  • A shopper comparing ForeverCar’s Platinum tier to a competitor’s exclusionary plan: Platinum’s bumper-to-bumper style coverage, with standard maintenance and wear-and-tear exclusions, was closer to what most competitors call their top-tier exclusionary plan. Platinum Plus, not Platinum, was the one with the unusual wear-item inclusions.

BBB rating

ForeverCar held an A+ BBB rating and accreditation, plus a 4.8/5 Trustpilot rating across roughly 5,300 reviews: one of the strongest satisfaction records on this list. Complaints that did surface mostly concerned a long claims-approval process in some cases.

What if I already have a ForeverCar policy?

Existing contracts should continue to be honored per their terms — use the claims contact information in your policy paperwork. If you run into trouble, see How to File a Complaint Against an Extended Warranty Company. Given the claims-approval delays some customers reported, it’s worth documenting every call and following up in writing if a decision is taking longer than the timeline your contract describes.

Where to look instead

If ForeverCar’s low pricing and no-mileage-limit structure appealed to you, compare Toco and olive, both of which offer similarly straightforward, digitally-driven plans today. Compared to other providers on our list, ForeverCar’s combination of a near-industry-best satisfaction score, no mileage caps, and genuinely affordable pricing was a hard combination to beat while it lasted, which is part of why it’s worth mentioning even now, as a benchmark for what a strong customer experience in this industry can look like when you’re evaluating active alternatives.

ForeverCar alternatives you can actually buy today

These active providers come closest to what ForeverCar buyers liked: low monthly prices, flexible billing and few mileage restrictions. Figures are sample quotes from our individual reviews, not offers.

If you liked ForeverCar for…Closest active optionSample priceKey difference
No mileage limitsEndurance$87 to $141 a monthUnlimited mileage on every plan and in-house claims, but generally for 2007-or-newer cars
Online, simple sign-upoliveAbout $50 to $173 a monthNo waiting period, but a 36-month / 185,000-mile term and lower mileage eligibility
Month-to-month billing on older carsOmega Auto CareFrom about $2 a dayPowertrain plan up to 15 years / 250,000 miles; repairs need pre-approval
Low prices on newer carsCARCHEX$45.82 to $139.99 a monthBroker model: a partner administrator handles claims

A quick way to compare: ForeverCar’s published sample was $55.50 a month for a 2017 Ford Escape with 30,000 miles on its top plan with a $250 deductible. When you get a quote today, ask for the same deductible and the total cost over the full term so you compare like with like. Our 2026 extended warranty cost guide shows typical ranges.

Shopping because you were looking at CarShield too? See our side-by-side CarShield alternatives comparison.

Existing ForeverCar customers: how to protect your claim

  1. Find your contract and note the administrator and claims phone number printed on it; that company, not the seller, decides claims.
  2. Keep maintenance records, because missing service history is a common reason for denials.
  3. Get pre-authorization before any repair work starts, and write down the name of the person and the authorization number.
  4. If a claim stalls, file a written complaint with the administrator, then with your state insurance department or attorney general. Our guide on filing a complaint against a warranty company walks through the steps.

FAQ

Is ForeverCar still selling new extended warranty plans?

No — ForeverCar has stopped selling new plans. This review remains online for existing customers and for historical comparison against currently active providers.

Will my existing ForeverCar contract still be honored?

Existing contracts should generally continue per their written terms even after a company stops selling new policies. Use the claims contact listed in your own paperwork to confirm your specific situation.

Did ForeverCar have mileage limits on its plans?

No — all four tiers had no mileage limits. This was a meaningful advantage for high-mileage commuters and rideshare or delivery drivers compared with providers that cap coverage at a set mileage.

What made the Platinum Plus plan unusual?

It included some wear-and-tear items, like wiper blades and brake pads, that almost every other plan in the industry — from ForeverCar’s own lower tiers to competitors’ top tiers — excludes as routine maintenance.

What was the biggest complaint about ForeverCar?

A long claims-approval process in some cases was the main recurring theme, notable mainly because it stood out against an otherwise strong A+ BBB rating and high Trustpilot score.

Which active providers are most similar to what ForeverCar offered?

Toco and olive both offer similarly straightforward, digitally-driven coverage today, and Omega Auto Care offers a comparable month-to-month billing structure. Still, no single active provider replicates every element of ForeverCar’s specific plan lineup.

Did ForeverCar require a specific repair shop or network?

While it was active, ForeverCar generally allowed repairs at any licensed shop, subject to pre-authorization before work began, consistent with standard practice across the industry.

Why should I care about a discontinued provider’s pricing and reviews?

Even though ForeverCar isn’t selling new coverage, its combination of low pricing, no mileage caps, and a strong satisfaction score is a useful reference point — it shows what a genuinely well-reviewed, affordable plan looked like in this market, which is a helpful benchmark when you’re deciding whether an active provider’s own pricing and reviews measure up.

Is ForeverCar legit?

Yes, it was a real company with strong customer ratings while it sold plans, including an A+ BBB rating and a Trustpilot score around 4.8/5. The issue for new buyers is not legitimacy but availability: industry outlet Coverager reported in January 2024 that it had stopped selling new policies several months earlier.

Who owns ForeverCar?

According to Coverager, ForeverCar was acquired by TruStage, which had been an investor in the company, in late 2020.

How much did ForeverCar cost?

Its published sample was $55.50 a month for a 2017 Ford Escape with 30,000 miles on Platinum Plus with a $250 deductible. Prices varied by vehicle, mileage and plan.

Autwary is supported by advertising and has no paid relationship with the companies we review. See our Advertising Disclosure.

For official consumer guidance, see the Federal Trade Commission’s guide to auto warranties and auto service contracts.

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